Knowledge Mart

Plastic money has got an overwhelming popularity immediately after discovery. The new generation greeted Credit Card cordially on it’s launch, while the conservative people took it with a pinch of salt and took time to get adapted to this next generation concept, but nevertheless, it has become widely accepted today, the hallmark for a wide group of people.

The irony is every popular discovery or event ensues fraudulences wherein a group of people look upon their vested interests putting it way above the advantages that ripples through the masses.

It started with off line transactions and it caught the eyes of frauds no later than people started using Credit card transactions on the Internet. The effect has become so devastating that even most courageous people also have started thinking twice before typing their credit card details on the box.

Now what the common people should do? Should we stop using the credit card in spite of it’s significant advantages and moreover when e commerce has become so popular? Rather let us focus into the causes and it’s remedies. One should never use his credit card number in any unsecured site as well as they should try to check the physical existence/ association of the merchant with the financial institutes.

Let us take an example of Prime Casino, who not only ensures the safeguard of the credit card processing using the latest sophisticated security software, which is even more powerful than prevailing 128 bit encryption methods, but also they disclose clearly that their financial transactions are processed by Eproc Ltd who have got the physical existence at Mezzanine West, Hadfield House, Library Street, Gibraltar, UK.In spite of that if somebody becomes panicky, they can take the help of the toll free number, where dedicated finance people is ready to take care of the entire transaction.

Perhaps companies like Prime Casino could hit the nail right on the head as this could the best way to remove the worries of the credit card holders and raise the confidence, which the people seriously lack today.

Tags: credit card processing, Internet transaction, prime casino, secured transaction
Filed under: Society | 2 Comments »

The obligation of a buyers’ agent starts as soon as he signs the contract with you. While dealing with real estate, you need to give your budget and preferences and the buyers’ agent is supposed to show you a list of multiple real estates as per your criteria and at your terms. 

The buyers’ agent is associated with various MLS (Multiple Listing Services). He tries to find the best suited deal for you. Any property is generally listed by the sellers’ agent and once the property is listed it comes to the notice of the buyers. Even personal contacts of the buyers at times have been found to get the best deal for the buyers.

The agent is supposed to do a thorough investigation of the listed property to safeguard your interest. 

He has to search the reports of titles, ownership, taxes etc. Remember he has to remain involved in the process till the deal is complete. He has to make everything transparent to you. The entire financial dealing will be done through him and the certificates, legal documents will be handed over to you through this real estate agent only. 

If you have difficulties in finding the right buyers’ agent, you can always contact a NAEBA listed EBA to protect your interests to the hilt. 

Don’t hesitate to disclose even your secrets to the buyers’ agent as he is supposed to safeguard them at any cost!

Tags: buyer's agent, NAEBA, real estate agents
Filed under: Society | 1 Comment »

Marriage is the oldest and most traditional social institution of mankind. Adam and Eve could hardly feel the necessity of marriage, but as the world grows, civilization had taught mankind to form institutions keeping various factors on the board.

We can simply treat marriage as the seed of a desired bonding between a guy and a girl, and becomes fruitful only when it is watered properly, it leaves it’s far reaching fragrance to the society.

Its like a diamond ring, you need to wipe out every dust to make it more glittering.

The flowery dream communicated by various media, the unbearable tension of today’s life style, the restless minds of today’s young stars at times get divulged and some people treat marriage just a game of fun, where divorce comes even faster than changing the color of the shirt. We can still treat them as exception as a result of contorted facts manufactured from the fertile brain of a gamut of people of a particular segment.

We must apprehend impediments in maintaining a holistic relationship of a marriage, but it is surely a wonderful bonding, that teaches the young minds to share both joy and pain for life.

When you dream of marriage, your subdued mind might become unconscious and when you get married, you become conscious.

It is said, the intellect becomes fruitful only when the spirit of the nature meshes with the materialistic world. Similarly a successful marriage deserves the real mesh of two souls and bodies. The imagination of a dream girl or dream boy may bend with reality, still the relationship continues, so as the world. People, who believes in immortality of soul, they find marriage also as an immortal relationship. The crux is people often try to find accomplishments of all beautiful dreams in marriage, which never becomes realistic just like the youthful romanticism hardly find its 100% success in the hard reality.

Still the social bonding of marriage encompass love and feeling for the counterpart, may be even as a result of compulsion.

In the worst possible case, It may be compared with a cage, where birds have been forced to live together in spite of their likings and disliking, who despair to get out, but hardly can. Even if marriage in an edifice, we need to rework and rebuild perhaps every night.

In marriage nobody can deny the impact of the sexual relationship, which makes the bonding stronger. Post marriage sexual life makes your life disciplined, arises the fellow feeling and it lets you float in the pleasure of satisfaction.

A systematic sexual life is always desirable for your body and mind. Love, the harbinger of hope, converts sex from a mere physical exercise to true pleasure.

It is not necessary that a man needs to be deaf and the woman needs to be blind to continue a successful married life! We believe that it is the instinct, which makes a married life successful and makes the guy and girl more passionate towards the other!

Tags: blind woman, deaf man, girls, guy, man, marriage, pleasure, sex, woman
Filed under: Society | No Comments »

The concept of two way communication has found it’s relevance even in case of branding as interactive branding encompasses the customer and offers due priority to the customer’s reaction also.

Here are some excerpts:

At times, one needs to initiate the brand promotion activities just to foster the awareness. One needs to be very careful as you might need to reinforce advertising to penetrate a larger segment.

Interactive Branding gives you the opportunity even to rebuild the relationship with the existing customers to pave the way for a long term retention. After all, everybody deserves recognition!

Read more on Interactive Branding

Tags: brand promotion, customer's reaction, iconic brand, interactive branding
Filed under: Management | 1 Comment »

Our President APJ Abdul Kalam really proved a President with the difference. His multifaceted personality is Maverick in real terms. Coming from the small village of Rameshwaram, he made it to the highest chair of the country. Among all his messages I liked his saying for “dreams”. I recall by childhood days when my father used to say “ If you ask for the moon than only you will get stars.” Having big dreams in mind and making efforts for achieving them became the part of my personality. The failures came quite often but I learnt how to make failures as strength. I saw repeated failures in career starting from not being able to become a doctor or Civil Servant. Suffered with pain seeing big dreams getting shattered coming from sky to earth.

President Kalam’s message of seeing dreams makes me go down the memory lane when I realized that there was a dream to become a writer.

Having walked on this earth for half of my life I started writing to see that old dream may come true. It works. Sincere efforts never go a waste. Failures can motivate you. When the books came with my name establishing me as a writer though not by profession but by virtue of hobby. Suddenly a dream came and haunted for long. It was a dream to have my book released by President Abdul Kalam. Now, a big task, what to do for crystallizing this dream into reality. My son came for my rescue because by that time I was not knowing ABC of internet. He mailed on the site of President of India. I was asked to send my profile and the things continued in the form of telecom and letters between me and Secretary to President of India.

The dream came true I got the confirmation that President has agreed to release my book on his next visit to Kolkata since at that time I was posted at Kolkata Airport. Unfortunately, the visit of the President for the scheduled date was postponed and I was transferred to Delhi. My publishers became impatient and were not having time to wait for release of the book anymore. The dream remained unfulfilled because my book “Living a Stressful Life with Joy” had to be released with full fanfare by my friend Shabana Azmi. As a matter of fact she obliged me from the embarrassment. Her image, Parliamentarian Status and personality made value edition to the book.

Let me tell you how the dream came true. I attended one marriage party with my family in Delhi in Army club.

All of a sudden while having dinner the entire crowd got surprised by the presence of President Abdul Kalam. He was talking to the people as if a normal person is talking to his colleagues. We came to know that the bride is daughter of a DRDO Scientist who happened to be the old associate of President.

I could not control myself and shook hand with the President introducing myself as an author of the above book and reminded the President that my book was to be released by him at Kolkata Airport. It was almost a year ago. The President surprised me by replying “But I understand you got transferred”. I had my day. My dream got fulfilled. I cannot believe that among millions of people a man of such high esteem can remember such a small incident which may not be significant at his level. I know that the book release item remained in the agenda of the President’s visit to Kolkata because after my coming to Delhi I got a call from District Magistrate Office that my book is to be released by the President since his visit was rescheduled. I had to say sorry with the information that I have come to Delhi on transfer.

Can we have a President like APJ Abdul Kalam whose heart beats even for a normal citizen of the country, in fact it is rare to have such a memory for a human being.

when Bharakha Dutt in Hindustan Times wrote about second term for this maverick President I had no words except to say why second term ? It should be for hat trick in times to come. He is the President with extraordinary qualities. I cannot forget this incident of seeing the dream come true. Today my book is having the second edition and is available in different countries of the world. I got name and fame but somewhere I feel that this is all because of the inspiration and the motivation I got from my President APJ Abdul Kalam from his message to see dreams, big dreams. His remembrance of releasing my book is more than the real releasing. Is it not so ?

Author: Prof. Dewakar Goel, A poet, writer, singer, professor and bureaucrat

Note: This article had been published first when APJ Abdul Kalam was the president of India.

Tags: APJ Abdul Kalam, Dream comes true, dream of dewakar, prof dewakar goel
Filed under: Common | 1 Comment »